Thanks for the reply.

So if I understand you correctly I can put away 65k/ year?

Zip Code: 18901

Actually, depending on the plans offered by each employer, and the amount you earn from each employer, and your age, you could put away as much as $103.5k per year. I got that number based on a maximum annual contribution per plan of $49k plus an additional $5.5k in catch up contributions by a person who is 50 or older.

It's not very likely, however, that you will find yourself in a situation where you will be working for two employers who will each putting away the max of $49k on your behalf.

In your case, it appears you will be working for one employer who is maxing out the $49k, and then you are working for a second employer that offers a 403b plan. As long as you are not making salary deferrals into a 401k plan through the first employer, you should be able to elect to have $16.5k of your salary from your second job go into that employer's 403b plan.

Zip Code: 01801